Indonesia's OJK Strengthens Online Lending Regulations with New Reporting Rules
OJK has issued POJK No. 8 of 2026 to enhance reporting mechanisms for online lending services in Indonesia. This regulation aims to improve data quality, risk management, and public trust, fostering sustainable digital financing growth.
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The Financial Services Authority (OJK) in Indonesia has introduced POJK No. 8 of 2026, mandating comprehensive reporting and data request protocols for online lending providers. Under this regulation, providers must submit transaction data to associations via the Fintech Data Center, enhancing oversight and risk management.
Additionally, they are required to appoint a board member responsible for transaction reporting and establish written policies regarding data use. Failure to comply will result in administrative sanctions to ensure industry discipline. This regulation is expected to improve governance quality, mitigate risks, and support the sustainable growth of the digital financing sector.
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